Insurance & Financing Options
At Smile McKinney, we want dental care to be affordable and accessible. We accept most PPO insurance plans, flexible payment options, and financing.
Frequently Asked Questions
Do you accept dental insurance?
Yes—we accept most PPO insurance plans. See full details at Insurance & Financing.
Which insurance plans do you accept?
We accept most PPO insurance plans. Please call us with your plan details.
Are you in-network?
We are in-network with many major PPOs. Call (972) 542-3005 to confirm your coverage.
Do you accept out-of-network insurance?
Yes—we can often file claims for out-of-network PPOs.
Will you file my insurance claim?
Yes—our office files claims on your behalf.
Does insurance cover cleanings?
Most PPOs cover preventive care like cleanings, exams, and X-rays.
Does insurance cover crowns?
Many PPOs cover crowns partially. Coverage varies by plan.
Does insurance cover implants?
Coverage for implants varies—some PPOs cover part of the cost. Call us to verify.
Do you accept Delta Dental?
Yes—we accept Delta Dental PPO plans. Call for details.
Do you accept Cigna?
Yes—we accept Cigna PPO dental insurance.
What forms of payment do you accept?
We accept cash, debit, credit cards, and CareCredit.
Do you accept credit cards?
Yes—we accept Visa, Mastercard, Discover, and American Express.
Can I pay with cash?
Yes—cash is accepted at time of service.
Do you accept checks?
Please call for our current check policy.
Do you accept CareCredit?
Yes—we accept CareCredit for flexible monthly payments.
Do you offer financing?
Yes—we offer third-party financing and CareCredit.
Can I make monthly payments?
Yes—financing is available through CareCredit and other options.
What if I don’t have insurance?
We offer discounts and financing options for patients without insurance.
Do you have an in-house membership plan?
Please call for details on our options for patients without insurance.
Do you offer discounts?
Yes—cash and no-insurance discounts may apply. Call us to learn more.