<!doctype html>

Financing & Insurance

At Smile McKinney Dental, we believe everyone deserves access to quality dental care. That’s why we accept most PPO insurance plans and offer flexible financing options to fit your budget.

Insurance We Accept

We are in-network with many PPO dental insurance providers and will gladly help you maximize your benefits. Our friendly team will file claims on your behalf and explain your coverage in detail.

  • Most major PPO insurance plans accepted – For a full list click here. 
  • Out-of-network coverage assistance available
  • Transparent estimates before treatment

CareCredit® Financing

CareCredit makes dental treatment affordable with flexible monthly payment plans. Apply online for instant approval and choose a plan that works for your budget.

Apply for CareCredit

In-House Membership Plan

No insurance? No problem! Our in-house dental membership plan provides preventive care and discounts on additional treatment for one low annual fee.

Learn More

Payment Options

We accept the following forms of payment for your convenience:

  • Cash, checks, and major credit cards
  • HSA and FSA accounts
  • Flexible financing plans

Affordable Care You Can Trust

We’re committed to making dental care affordable for families in McKinney, Allen, Frisco, and Prosper. Contact us today to learn how we can help you get the treatment you need within your budget.

Contact Us or call us at (972) 542-3005.

© 2025 Smile McKinney Dental | 2301 Eldorado Parkway, Suite 500, McKinney, TX 75070